machine lending product grants a credit limit of up to Baht 1 million with no collateral or documentation required. Upon approval, the loan is credited to the borrower’s account immediately. To bolster our
remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. LH Financial Group
expansion into business factoring loans, the Company has continuously grown in term of factoring loan. The credit approval is increasing and no non-performing loans due to the strict criteria of customer
of 2018. The main reasons were: Revenues from circulation increased 7.34% with circulation revenues of comic books and children books increasing 0.92%. In addition, pocket books and consignment
circulation revenues of comic books and children books increasing 0.37%. In addition, pocket books and consignment products increased 10.35%. • Revenues from rendering of services decreased 68.82% due to less
account for financial transaction from one account to two accounts. (b) Loan Agreement dated 17 February 2014 between the Company, as Borrower, and Mr. Niramd Ngarmchamnanrith, as Lender, with a credit
due to the recognition of special profits, while loan growth and credit quality were affected by the economic slowdown. The combined net profit of the commercial banking system was Baht 270.9 billion, a
drawdown of loan. The Facility Agreement has term of 1 year and is in the form of a short-term credit facility agreement, of which the repayment date will be on 13 March 2020. In this regard, for the purpose
of March 2019, deposits continued to expand while loans dropped slightly. Consequently, the ratio of loans to deposits declined from the end of 2018. However, loan quality was relatively stable as the
default on a principal or interest payment of debt securities or default on a loan payment of a commercial bank, finance company, credit foncier company or financial institution established under specific