customers’ business and personal needs at any given time. In this quarter, KBank implemented our credit policy in support of government measures. One notable initiative was the loan program offered to
another channel for them to apply for K-Home Loan via the website, www.ddproperty.com. For K-Credit Card, aside from continual digital lending for our KBank Payroll clients to ensure comprehensive services
portfolio under defined risk appetite. Over the past year, we maintained loan concentration within an acceptable level. We have adopted credit risk management mechanisms as follows: Credit risk management
Central Treasury Department – Finance and Control Division และควบคุม Internal Audit Audit Division Audit Committee Risk Oversight Committee Operating Committee Credit Risk Management Sub-committee Credit
, we developed loan products for customers in industries with brighter growth prospects. Of note were K-SME Medical Credit, K-Buyer Financing for Sub-dealer and Added up for Leasing. We have extended the
credit term from 45 days to 60 days, which helped the Company reduce usage of short-term loans to pay trade creditors. The Company’s short-term loan, therefore, decreased by THB 19.40 million (-6.02
and adjustment of unsecured personal loan providers after measures for controlling credit card and personal loan under supervision of the Bank of Thailand came into force September 1, 2017. Focus should
. launched Thailand?s first financial reality show ?The Money?. The show emphasizes on financial knowledge, especially personal finance, to Thai people across the country and thus bringing about better
methodologies. For example, a CRA should assess whether existing credit rating methodologies and models for determining credit ratings of structured finance products are appropriate when the risk characteristics
initiative was the offering of personal loan via K PLUS application under the Machine Lending Program for KASIKORNBANK Personal Loans, wherein technology allows an instant credit check. Via this online channel