increase of total sales volume, especially from thruput volume through service stations, which has the second largest market share and is constantly on the rise. However, intensifying market competition has
and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and services via the bank and direct debit
Company’s working capital is indirectly subsidized via trade creditor in form of loan and via business partners in form of raw material supported for production (under Collateral Management Agreement – CMA
services via the bank and direct debit / direct credit and an automatic transfer system (ATS). 4.2 Insurance Services, the bank has provided the life insurance and non-life insurance brokerage which had the
products and services via the bank and direct debit / direct credit and an automatic transfer system (ATS). 4.2 Insurance Services, the bank has provided the life insurance and non-life insurance brokerage
management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and services via the bank and direct debit / direct credit and an automatic transfer