THB 36 mil. or 10.3% negative growth when compared to the same period of last year, primarily due to dumping price by competitors and focusing on electronic payment and number of bank branches reduction

and return on financial instruments increased by Baht 12.19 million mainly due to unrealized gain from mark to market price of investment in listed securities and increase in interest income from

803.13 Selling And Administrative Expenses 160.25 249.18 303.58 277.46 Total Cost And Expenses 775.61 1,031.82 1,184.79 1,132.69 EBITDA 99.42 15.39 87.72 295.47 Depre. & Amor. 477.20 504.20 542.49 563.19

13.72 5.53 Total Revenues 1,539.94 1,707.52 1,820.27 1,553.68 Costs 809.90 890.19 964.09 860.50 Selling And Administrative Expenses 440.91 473.59 529.05 454.49 Total Cost And Expenses 1,250.81 1,363.78

305.36 Costs 277.58 279.58 276.11 270.74 Selling And Administrative Expenses 53.18 47.74 50.25 50.94 Total Cost And Expenses 488.51 327.33 326.36 321.68 EBITDA 181.44 -0.80 123.65 107.79 Depre. & Amor

368.37 251.09 305.69 433.71 Total Cost And Expenses 1,687.62 1,754.55 2,007.52 2,259.23 EBITDA 474.92 458.21 419.91 382.90 Depre. & Amor. 48.18 47.70 52.63 54.93 EBIT 426.74 410.51 367.28 327.97 Net Profit

2,095.80 1,395.63 1,123.17 Other Income 212.27 51.90 44.76 Total Revenues 2,339.11 1,512.72 1,279.37 Costs 1,376.87 835.77 721.42 Selling And Administrative Expenses 558.18 509.76 437.82 Total Cost And

/MRAPFile.aspx?FILESEQUENCE=1&FUNDNAME=MSI11AI&FUNDCOMPRUNCODE=M... 5622pe.doc the trading price of investment unit of an ETF fund in an organized market to proximately reflect the value of such investment unit

(41.3) (34.5) 19.7% Share of Profit from Investments in Associates and Joint Ventures (138.6) 339.2 -140.9% Finance Costs (105.1) (76.9) 36.6% Income Tax (Expense) (34.3) (6.3) 442.2% Net Profit

) (60.67%) Finance cost 19.80 0.19% 9.75 0.09% (10.05) (50.74%) Profit before income tax expenses 170.55 1.65% 218.81 2.04% 48.26 28.29% Tax expense 34.02 0.33% 38.81 0.36% 4.79 14.08% Profit for the period