3Q2018, decreased by THB 89.36 million or 11.24% down from 3Q2017 affected by increasing in cost of sales. The consolidated gross profit margin contributed of 15.63% in 3Q2018, decreased from 18.08% in

the low yield segment – housing loans which expanded by 149.0% yoy and corporate lending loans grew by 126.5% yoy. Meanwhile, cost of fund for 1Q18 dropped yoy from 2.4% to 2.3% resulting in declining

loan portfolio in the low yield segment – housing loans which expanded by 149.0% yoy and corporate lending loans grew by 126.5% yoy. Meanwhile, cost of fund for 1Q18 dropped yoy from 2.4% to 2.3

profit rates while last year, the Company has renewable energy construction projects that low rate. The gross profit from sale business of the 1st quarter of year 2018, the Company has gross profit from

developing consumer products to sell in D&D stores and other distribution channels to help the Company generate more revenues. In the future, the company plans to focus on low-cost investment and maximize

local representative in Thailand Information as of XX XX XXXX Name of the ASEAN CIS Unit Class SRI Fund Class code Type of mutual fund Risk Level Low 1 2 3 4 5 6 7 8 High Risk Profile Explanation

Company Limited Factsheet Information as of XX XX XXXX ABCD Mutual Fund Unit Class SRI Fund Class code Type of mutual fund / Peer group of mutual funds Risk Level Low 1 2 3 4 5 6 7 8 High Risk Profile

5.0% Cost of sales and services 36,722.5 74.53 34,471.5 73.52 2,251.1 6.5% 34,127.2 72.71 2,595.3 7.6% Gross profit 12,546.7 25.47 12,415.8 26.48 130.9 1.1% 12,811.0 27.29 (264.3) (2.1%) Operating

decreased to 0.85% when compared to previous year. It gained from the sales of low cost merchandise which was in higher portion. Total cost of sales and administrative expense were 618.64 million baht, it

increased from the 2nd quarter of last year of 95.17% and increased from the last quarter of 105.83% .Such high cost was resulted from low productivity and higher procurement cost of raw material. 3. Selling