high level of capital and the regular setting aside of additional provision, commercial banks are able to continuously provide an adequate cushion for NPL in the banking system. Overall Picture of the

order to find ways to improve the business recovery plan. Nevertheless, in order to prevent continuous loss, during the setting of the guideline for business recovery plan, Blue Finix has suspended its

sustainable advantages for the longer term. These include signing off on a single source of truth with ONE ERP across our businesses, setting up a global shared services center in India, taking a deep dive into

asset quality in the coming periods, the Bank continued to exercise cautionary measure under the TFRS 9 framework by setting aside higher provisions and management overlay to reflect possible

longer term. These include signing off on a single source of truth vide ONE SAP across our businesses, setting up a global shared services center in India and taking a deep dive into our fibers business to

637 million from 3Q17, as a result of the Bank’s progress in resolving the NPLs. As part of the resolution, during 4Q17, assets were transferred to the Bank to partly resolve the NPLs. For hire purchase

result of the Bank’s progress in resolving the NPLs. As part of the resolution, during 4Q17, assets were transferred to the Bank to partly resolve the NPLs. For hire purchase loans, the amount of NPLs also

votes of people having vested interests are not counted. Additionally, the Extraordinary General Meeting of Shareholders No. 1/2019 to be held on 6 September 2019 shall resolve the approval of the

its members, the root cause, steps taken to resolve the problems, and measures to prevent events of the same nature. For the purposes of Paragraph 1, “serious incident” means: (1) an incident that

2535 (1992)]. (6) providing properly any channel to resolve disputes as specified in the guideline of Working Group on Dispute Resolution and Enforcement Mechanism or other measures other than court