2022 which was audited by the auditor. The Company’s overall performance can be summarized as follows: Performance Unit: THB Million 2021 2022 Inc.(Dec.) % Inc.(Dec.) Services income 515.00 331.18

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

-2495-1366 Website: www.kkpfg.com http://www.kiatnakin.co.th/ 2 Overall Business Operations The Bank continued to deliver solid performance during 1Q21 with the consolidated net profit of the Bank and

first quarter ended March 31, 2019 with those of 2018. This report discusses principal changes in the reviewed consolidated financial statements. Overall market environment The Thai economy for the first

decrease in revenue from sales while overall expenses increased. • Net profit margin in 1H/2021 decreased by 1.4% from 1H/2020 mainly due to the decrease in revenue from sales and the recognition of net loss

financial position for the fourth quarter and year ended December 31, 2019 with those of 2018. This report discusses principal changes in the audited consolidated financial statements. Overall market

, which is partly due to global economic recovery, as well as the growth in exports of electronic goods which supports Internet of Things (IoT). Private consumption expanded at a moderate pace as overall

position for the year 2017 with those of 2016. This report discusses principal changes in the unaudited consolidated financial statements. Overall market environment The Thai economy in 2017 showed clear

position for the year 2017 with those of 2016. This report discusses principal changes in the audited consolidated financial statements. Overall market environment The Thai economy in 2017 showed clear signs

earners. The primary energy consumption in Q1/2018 has improved by 1.1% compare to Q1/2017 growing parallel to the overall economic performance which has risen mainly from the increase the exports and the