Expenses 47 43 9 Allowance for doubtful account (Reverse) (1) 2 (150) Allowance for diminution in value of goods (4) (2) 200 Operating Profit 61 53 15 Less Loss from change in fair value of financial 67 4

expenses for the three-month period, totally at THB 26.1 million, increased from the prior period and increase from the same period of prior year. Due to the allowance for expected credit losses of

from the securities business receivable and Innotech Asset Management Co., Ltd. had partial debt collection from its investment in bill of exchange, resulted in the reversal of the allowance by Baht

million Baht in 2018, which the subsidiaries company's operations are mainly supported by the holding company. The realized of AIL’s net loss in 2019 was the allowance for impairment amount of 1.62 million

45.2 million Baht consisted of “Bill” amounted 31.5 million Baht, “Unbill” amounted 15.8 million Baht and provided allowance for doubtful accounts amounted 2.1 million Baht (4.4%). In 2018, net trade

services (1,405.95) 0.00 (1,405.95) Allowance for devaluation of inventories 0.00 0.00 Gross profit (loss) by segment 108.37 1.40 109.77 Segment income (%) 99.93 0.09 100.02 Sales to Cost of Sales (%) 92.84

same level as the previous quarter. The Bank continued to focus on prudent control over credit underwriting and to ensure loan quality and the allowance for doubtful accounts to maintain at the

quality and maintain the allowance for doubtful accounts at the appropriate level. The Bank’s balance sheet remained healthy with robust capital and liquidity positions. At the end of third quarter 2019

Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank of Thailand Criteria March 2018 December 2017

revenue Classified Loans and Allowance for Doubtful Accounts Million Baht Item Loans & Accrued Interest Receivables * Allowance for Doubtful Accounts Classified to Bank of Thailand Criteria June 2017 March