obsolescence, impairment cost for business at Malaysia and computer expenses to develop Omni-channel platform. While management fee and maintenance expenses decreased from cost control measures. 6. Finance costs
described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 2Q/22 %YoY 1H/21 1H/22 %YoY 1H/21 1H/22 %YoY Credit card income Loan income Hire-purchase income Other
1,342.54 96.75% 729.94 97.88% 83.92% Profit from operating activities 45.11 3.25% 15.84 2.12% 184.79% Finance cost 2.89 0.21% 0.90 0.12% 221.11% Profit before income tax expenses 42.23 3.04% 14.94 2.00
than last year. Credit Card receivable was 418,747 million baht, with the growth of 6% from the same period last year. For personal loan industry, the numbers of account of personal loan under
(Consolidated) Unit : Million Baht 3Q/20 2Q/21 3Q/21 %QoQ %YoY 9M20 9M21 %YoY Credit card income Loan income Hire-purchase income Other income 1,529 2,616 249 864 1,594 2,586 258 906 1,676 2,597 274 664 5% 0.4% 6
Specialized Bank (Cambodia) Plc, a subsidiary company provides credit card, personal loan, and hire purchase services. The total new loan spending is growing 27% y-y. They have a plan to develop “AEON Riel Pay
Division Central Treasury Department – Finance and Control Division KASIKORN BUSINESS- TECHNOLOGY GROUP Internal Audit Audit Division Audit Committee Risk Oversight Committee Operating Committee Credit Risk
actual credit loss and expected credit loss to administrative expenses, effective since the 1st quarter of 2021. Finance costs In 3Q2021, finance costs were THB 0.09 million, increased by THB 0.02 million
via two projects including a soft loan scheme and the Portfolio Guarantee Scheme Phase 8 SMEs Sangthai program where loans are guaranteed by the Thai Credit Guarantee Corporation (TCG) (6) KLeasing auto
support franchise business starters seeking 13 to become an established brand through a franchise credit program and a loan program granted jointly with sponsors, which has been implemented continually and