. Furthermore, the bank has trade finance which is the service to support import and export business for increasing a business opportunity and enhancing a strengthen negotiation with business partners through
%) Selling, general and admin expense 1,203 1,875 1,421 18% (24%) Operating profits 3,168 2,886 3,243 2% 12% Excluding non-recurring items 3,168 2,901 3,298 4% 14% Net finance cost/income tax/others 345 356
2019 Page 6/21 Furthermore, the bank has trade finance which is the service to support import and export business for increasing a business opportunity and enhancing a strengthen negotiation with
3,257 23% Operating profits 3,349 3,243 2,866 (14%) (12%) 6,516 6,109 (6%) Excluding non-recurring items 3,349 3,380 3,221 (4%) (5%) 6,516 6,600 1% Net finance cost/income tax/others 413 396 396 (4%) 0
financial lease 794 665 567 124 Cost of sales (49,371) (38,479) (37,721) (9,093) Gross profit 14,854 14,088 13,158 3,382 Other income 49 258 334 147 Administrative expenses (776) (954) (847) (147) Finance
3,382 Other income 49 258 334 147 Administrative expenses (776) (954) (847) (147) Finance cost (3,244) (2,599) (2,380) (518) Profit before income tax expenses 10,768 11,044 11,577 3,265 Income tax
1,152 1,438 1,598 39% 11% 3,390 4,239 25% Operating profits 6,386 3,349 3,362 (47%) 0% 12,449 9,878 (21%) Excluding non-recurring items 2,886 3,349 3,054 6% (9%) 8,949 9,570 7% Net finance cost/income tax