reduced when approaching the second year. Average number of insured persons remained on the rise from approximately 176,500 persons as of 3Q18 to 188,400 persons as of 3Q19. Mostly, the increase was

allowed check-up items for each insurer decreased when approaching the second year. Average number of insured persons remained on the rise from approximately 173,500 persons as of 2Q’18 to 187,300 persons

in occupancy rate and revenue per available room or RevPar, resulting in greater revenues. On a QoQ basis, performance of hotel business grew by 16%, upon approaching high seasons of Thailand’s tourism