high level of household debt limiting widespread consumption 2) Escalating trade tension between US and the rest of the world including a slowdown in the Chinese economy which could negatively impact
4,303,925 (865,596) (20.1) Debt issued and borrowings 49,008,059 56,657,584 (7,649,525) (13.5) Senior securities 40,222,972 50,657,584 (10,434,613) (20.6) Subordinated bond 8,290,000 6,000,000 2,290,000 38.2
household debt including lower household income especially in the non-farm sector limiting household consumptions. Meanwhile, in the auto industry, the total number of car sales for the first eight months of
debt including lower household income especially in the non-farm sector limiting household consumptions. Meanwhile, in the auto industry, the total number of car sales for the first 9 months of 2019
1,128,655 45.2 Debt issued and borrowings 38,039,090 56,054,619 (18,015,529) (32.1) Senior securities 32,039,090 49,964,619 (17,925,529) (35.9) Subordinated bond 6,000,000 6,000,000 0 0.0 Bills of Exchange 0
, increasing +4.6%YoY due to increase in bad debt provision from NBTC credit term expansion policy, and –19%QoQ due to employee remuneration in 4Q19. Net FX loss was Bt422mn in 1Q20, turned negative, compared to
expenses 2,060,064 1,767,737 292,327 16.5 Impairment loss on loans and debt securities 433,670 167,093 266,577 159.5 Profit from operating before income tax expenses 1,844,833 1,868,124 (23,291) (1.2) Income
4,303,925 1,204,516 28.0 Debt issued and borrowings 66,327,902 56,657,584 9,670,318 17.1 Senior securities 60,327,902 50,657,584 9,670,317 19.1 Subordinated bond 6,000,000 6,000,000 0 0.0 Provisions 662,427