continuously make profit to the shareholders. The Company is currently expanding the business into personal loan which is still in the first three years of operation and it must take time to increase the size of

arrivals for the first quarter of 2019 declined 1.5% yoy with the number of Chinese tourists which contribute almost 29% of total tourist arrivals exhibited a decline of 2.1%. Although the economy is showing

follows: Management Discussion and Analysis For the three months ended March 31, 2020 Summary of Performance Sales Revenue For the three months ended 31 March 2019 and 2020, the Company recorded total sales

income 25.33 31.38 -6.05 -19.3% Total revenue 3,319.23 3,407.57 -88.34 -2.6% Cost of goods sold & service 2,882.47 2,893.97 -11.50 -0.4% Selling & distribution expenses 67.77 66.05 1.72 2.6% Administrative

since mid of the quarter)  Net profit was B127mn, decreasing 15.4% YoY – from Covid-19 pandemic and effect of new accounting standard adoption of Bt1.41mn.  Total revenue from core business was Bt729mn

expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 91% of total personal loan sales. 4 - Hire Purchase

proportion of 99.99% which more than 50% of the Lessor’s total voting shares 3. General description of the transaction This connected transaction is transaction relating to rental of real estate for not longer

wrongdoing against a client’s assets by (1) using the client’s credit card to withdraw cash and spending the money for her own personal use, (2) replacing the client’s banking account contact information

-2023 Balance by Quarter Change Topic Q2-23 Q1-23 Q2-22 Q2-23 VS Q1-23 Q2-23 VS Q2-22 (Million Baht: MB) (MB) % (MB) % Total revenue 1,703.0 1,296.7 1,711.8 406.3 31.3 (8.8) (0.5) Total operating expenses

promotional activities of car manufacturers. Based on the Bank in-house research, new car sales for the year 2017 is projected to increase by 8.0% with total sales of around 830,000 units. In the equity market