, we place importance to technology development and management as well as financial innovations in response to customer’s needs by focusing on providing personal loan services responsibly and customer

cream booth at various locations, such as the Van Gogh Alive Bangkok exhibition, the Sretsis Parlour booth, Silom Complex, and Seacon Square, after receiving a positive response from the Thaifex

technology development and management as well as financial innovations in response to customer’s needs by focusing on providing personal loan services responsibly and customer satisfaction. In addition, the

, VGA products were in extremely high demand, further exacerbated by delayed imports, resulting in shortage and skyrocketing price in response to market dynamics. However, in 2022, the shortage of VGA

connectivity and expanded services beyond basic broadband at home. In response, service providers have been proactive in meeting these demands by introducing higher-value and innovative offerings, targeting

as well as financial innovations in response to customer’s needs by focusing on providing personal loan services responsibly and customer satisfaction. In addition, the Company develops corporate

; products were gradually put on sale in branch stores, which resulted in increased sales. As for the brand, Samsung has launched a new smartphone, which has received a good response due to the introduction of

influenced by tighter lending conditions in response to rising non-performing consumer loans including auto loans. Stricter lending practices have reduced the availability of retail financing, particularly

political activities. Governance The Company is aware of the industry risks, therefore, we place importance to technology development and management as well as financial innovations in response to customer’s

เสีย่งทางด้านเทคโนโลยีสารสนเทศ (IT Risk Assessment) ................................................. 8 2.4 การบริหารจัดการเพื่อตอบสนองตอ่ความเสี่ยงทางด้านเทคโนโลยสีารสนเทศ (Risk Response