1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for

2018 are as follows: (Million Baht) Operating results of the Company for the three-month periods ended 31 December 2019 and 2018 are as follows: (Million Baht) Revenue by segment Revenue Cost Gross

2,316.9 Total cash collected from sale of properties for sale- Outright sales 3,233.1 5,322.3 5,224.2 Installment sales Interest income 104.7 89.2 108.0 Collected debt repayment during the periods (in terms

Variance For six-month periods Variance 2/2017 1/2017 (%QoQ) 2/2016 (%YoY) 2017 2016 (%YoY) Net interest income 1,228.8 1,195.5 2.8 1,226.8 0.2 2,424.3 2,418.3 0.2 Net non-interest income 387.5 345.3 12.2

like to clarify the company operating results for three-month and six-month periods ended 30th June 2017 as follows: Comparison of the three-month period profit and loss ended June 2017 and June 2016

8.70 1.7% 5.65 1.3% 3.05 53.91% Profit for period 48.18 9.5% 45.43 10.4% 2.75 6.06% For both three-month and six-month periods ended 30th June 2017, the increase in the operating performance was a result

Quarter Variance For six-month periods Variance 2/2017 1/2017 (%QoQ) 2/2016 (%YoY) 2017 2016 (%YoY) Net interest income 1,228.8 1,195.5 2.8 1,226.8 0.2 2,424.3 2,418.3 0.2 Net non-interest income 387.5

gross profit of Baht 22.25 million and a gross profit margin of 35.86 percent. Gross profit margins for the three-month periods of 2016 and 2015 were at 10.34 percent and 42.15 percent, respectively. The

, the company has invested in products and services in the projects and received the invoices from overdue costs carried forward from previous periods. In addition, the credit term of trade accounts

(RICHY) would like to clarify the company operating results for the three- month and six-month periods ended 30th September 2017 as follows: Comparison of the three-month period profit and loss ended