the end of previous fiscal year, which was resulted from the adoption of accounting standard TFRS 9 by calculating the expected credit loss (ECL Model) together with probable forward looking
consolidated financial results, the Company has total revenues stable compared to the same period of last fiscal year due to the current economic situation which is in an improved trend but the risks to asset
No: AH 02082024 August 13th, 2024 Subject: Management Discussion & Analysis (MD&A) for the Financial Statements of the 2nd Quarter of Fiscal Year 2024 Ended as of June 30th, 2024 To: The President The
change of minimum payment from 5% increasing to 8%, and a higher number of customers paying in full compared to last year. Since the beginning of the fiscal year, the Company has focused on reactivating
processes for new financial products, and improved related processes for existing products. In 2017, global financial markets were volatile amid a number of key events. These included US fiscal policy and
2018 Annual General Meeting of Shareholders to acknowledge the report on the Company’s business operation for the fiscal year ended March 31, 2018; 2. Approved to propose to the 2018 Annual General
Service Long-term Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2
remaining strong. Rotterdam PTA expansion required a tie-in shutdown lowering PTA production by 45KT. European market is displaying strength which continues in 3Q17 therefore the doubling of PTA output to
globally. 3 The launch of the ‘i-Lead’ and ‘Shadow’ internal leadership programs reiterated our attention towards en- hancing internal capability and strengthening our management bench strength. The Board of