Company increase the provision for bad debt to prevent uncertainty of economic fluctuation in the future i.e. economic slowdown, natural disaster and etc. However, for the fourth quarter of 2016, the bad
the Company during the 1st quarter of 2016, namely K.C. Natural City Ramkhamhaeng, K.C. Ramintra, Phase 2 and K.C. Natural Park Rom Klao, Phase 2 have a total value of Baht 350.60 million. If the sales
(lot sales) under other three projects of the Company, namely K.C. Natural City Ramkhamhaeng, K.C. Ramintra, Phase 2 and K.C. Natural Park Rom Klao, Phase 2 have a total value of Baht 431.10 million. If
/2020 is originated from the natural death of animals. For the second quarter of the year 2020, the temporary close of operation has caused no operational profit but the fixed cost, gross loss was Baht
and real estate development loans. 6 Meanwhile, cost of fund for 2018 was maintained at 2.3% resulting in loan spread to decline from 5.2% in 2017 to 5.0% for 2018. % 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018
stable at 2.3% resulting in loan spread for 2019 to decline to 4.7% from 5.0% yoy. For the year ended Consolidated Change Dec 31, 2019 Dec 31, 2018 Baht million % Interest income 18,036 16,294 1,742 10.7
improvement in loan spread from 4.6% in 2Q16 to 5.3% in 2Q17. % 2Q16 1H16 2016 1Q17 2Q17 1H17 Yield on loan 7.3 7.4 7.5 7.6 7.6 7.6 Cost of fund 2.7 2.7 2.5 2.4 2.3 2.3 Loan spread 4.6 4.7 4.9 5.2 5.3 5.3 Net
from the increase in yield on hire purchase loans from the higher portion of used cars mix in portfolio. Cost of fund dropped further yoy from 2.5% to 2.1% resulting in improvement in loan spread from