license acquired in Feb-20 and continued investments in network, D&A rose 9.8% YoY. In summary, Net profit (Pre-TFRS 16) was Bt14,239mn, decreasing -7.1%YoY while the reported net profit (Post-TFRS 16) was
, loans revenue was 2,616 million baht, a decrease of 433 million baht or 14% y-y, mainly from a reduction in interest rate ceiling for personal loan by 3% and new lending decreased by 35% y-y but rose by
business sector, especially for Cloud products and ICT solutions, increased 30% YoY. The cost of services rose 2.4% YoY, mainly due to the increase in content costs in line with the business direction of
cost of services rose 2.3% YoY, mainly due to the increase in network OPEX from surging energy and utility prices since 2Q22. D&A costs showed a slight decline in depreciation cost (-0.1% YoY) from the
better technology in new products. Enterprise and other service revenue showed 1.3% YoY growth focusing on high margin products and services. The cost of services rose 2.6% YoY due to an increased network
as there were various promotions on credit card. Bank fees also rose during Commart sales (2) an increase in e-Marketplace fees due to sales promotion with e-Marketplace platform and the increase in
customers change their behavior to use credit card to pay for products as there were various promotions on credit card. Bank fees also rose during Commart sales (2) an increase in e- Marketplace fees due to
the year, and corporate income tax payable, which rose from taxes on profits generated during the period. Page 9 of 10 Management Discussion & Analysis Q3/2024 A decrease in non- current liabilities of