of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project" of the Securities and Exchange

investment growth, reflected from the annual budget disbursement has been below target. Expediting public investment and also key infrastructure projects will assist in crowding-in of private investment. 3

-based. 2) Public and private investment growth, reflected from the annual budget disbursement has been below target. Expediting public investment and also key infrastructure projects will assist in

to investors that the information in sub-clauses (2) and (3) of the first paragraph is historical or model information produced only to assist the unit holders in understanding the goods or the

huge green area, “Central Plearn Park” and 2.) CentralPlaza Ramindra, under the concept of ‘Living Lab of Ramindra’ to assist an incremental of population align with the growth of infrastructure i.e

measures aboard the aircraft including disinfecting and cleaning the aircraft; An assistance center has been set up to assist staff who may require emergency assistance; In-flight announcements; Protective

the loan interest rate to assist customers impacted by COVID-19 pandemic together with more conservative loan approval. However, the bank’s interest expenses dropped from the reduction of the

recoded in Audited Financial Statement as of December 31, 2017 is negative value. (2) The investment in PP3 according to fair value measurement recorded in Company’s Audited Financial Statement as of

and responsibilities of relevant units, including an independent risk management unit, while risk- adjusted performance measurement has been applied with each business unit. KBank’s risk, capital and

. The principal changes can be summarized into classification and measurement of financial assets and liabilities, calculation of impairment using the concept of expected credit losses, hedge accounting