financial position for the fourth quarter and year ended December 31, 2018 with those of 2017. This report discusses principal changes in the audited consolidated financial statements. Overall market

Sector Allocation / Top 5 of Issuer Allocation Front-end fee Back-end fee Switching-in fee Switching-out fee Transfer fee Remark

position for the second quarter and the first half of 2017 with those of 2016. This report discusses principal changes in the unaudited consolidated financial statements. Overall market environment The Thai

position for the second quarter and the first half of 2017 with those of 2016. This report discusses principal changes in the audited consolidated financial statements. Overall market environment The Thai

as follows: LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 3/22 Certified Companies of Thailand's Private Sector

Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 3/22 Certified Companies of Thailand's Private Sector Collective Action Coalition

of the Government. According to the increased of the market competition both of the competitor and the pricing, some projects could not continue to extend the services. 2.2 Revenue from Contact Center

of the market competition both of the competitor and the pricing, some project could not continue to extend the services. However, the Private sector’s customer has continued growth, both from new

: ……………………………………………………………… ………………………………………………………………………… ………………………………………………………………………… Fees to be charged to unitholders (% of trading value) Sector Allocation / Top 5 of Issuer Allocation Fee items Maximum charge Actual charge Front-end fee Back-end fee Switching-in fee Switching-out fee

Remark: ……………………………………………………………… ………………………………………………………………………… ………………………………………………………………………… Fees to be charged to unitholders (% of trading value) Sector Allocation / Top 5 of Issuer Allocation Fee items