(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

and financial planning services to be of high quality and conveniently accessible for the public. This is to allow better access to investment services and lower costs for investment advice providers;(2

the regulations in both primary and secondary markets to suit the context of SMEs and alleviate unnecessary burdens imposed on them. For example, an application for approval, a financial advisor, and

leveraging on scale and value-added services Fixed broadband revenue reached Bt7,437mn, a strong growth of 146% YoY and 2.1% QoQ. This growth is driven by high-quality subscriber expansion, a robust nationwide

profit from investment in associates compared to the third quarter of 2016 are as follows: Name of the Company Quarter 3 rd /2017 Quarter 3 rd /2016 LH Financial Group Public Co.,Ltd. 169 237 Quality

Scorecard 2013/2014.Moreover, the SEC has put a lot of efforts to uplift audit quality which has gain international recognition. This has been evidenced by International Forum of Independent Audit Regulator

-1 - Translation - Ref. LPN/SorKor/217/2562 7th August 2019 Re: Consolidated Financial Statements Analysis Q2/2019 Dear: President The Stock Exchange of Thailand L.P.N. Development Public Co., Ltd

out of five categories. They are:    (1) CG Rules and Practice: The assessment showed most listed firms in the Thai capital market met the 60-day deadline for disclosure of annual financial statements

Exchange Act B.E. 2535 (1992) and the Notifications of the Capital Market Supervisory Board regarding Offering for Sale of Shares of Foreign Companies and Disclosure of Financial Position and Operating