-1- AIT (VP-SEC) 005E/2022 21 February 2022 Subject: Management's Discussion and Analysis of Operating Results for the year 2020 and Q4-2020 To: The President of the Stock Exchange of Thailand

-1- AIT (VP-SEC) 005E/2022 21 February 2022 Subject: Management's Discussion and Analysis of Operating Results for the year 2021 and Q4-2021 To: The President of the Stock Exchange of Thailand

-1- AIT (VP-SEC) 003E/2023 16 February 2023 Subject: Management's Discussion and Analysis of Operating Results for the year 2022 and Q4-2022 To: The President of the Stock Exchange of Thailand

May 25, 2017 Subject: Notification on the Acquisition of Assets of AAPICO Hitech Public Company Limited To: The President The Stock Exchange of Thailand Enclosure: Information Memorandum Concerning the

of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project" of the Securities and Exchange

Securities and Exchange Commission No. Sor Nor. 87/2558 Re: Rules, Conditions, and Procedures for Management of Retail Funds, Mutual Funds for Accredited Investors, Mutual Funds for Institutional Funds, and

General Meeting of Shareholders, Dividend Payment and Connected Transaction Attn: President, the Stock Exchange of Thailand The Board of Directors Meeting of Vinythai Public Company Limited No. 1/2018, held

% Administrative expense -281 -29% -573 -24% 104% Finance costs -116 -12% -165 -7% 43% Net gains on exchange rate -349 -37% 171 7% 149% Share of loss from investment in joint ventures -33 -3% 33 1% 200% EBT 294 31

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

. Notification of the Office of the Securities and Exchange Commission Concerning Granting of Approval of Financial Advisors and Their Scope of Work ______________________ Whereas the notifications issued by the