%) (4.6 %) Gross Margin 432.7 30.5 % 371.3 26.5 % 16.5 % Distribution Costs (212.5) (15.0 %) (236.8) (16.9 %) (10.3 %) Administrative Expenses (120.5) (8.5 %) (101.9) (7.3 %) 18.3 % Profit before Income Tax
%) (937.5) (72.0 %) (21.6 %) Gross Margin 277.0 27.4 % 364.5 28.0 % (24.0 %) Distribution Costs (99.7) (9.9 %) (197.2) (15.1 %) (49.5 %) Administrative Expenses (69.5) (6.9 %) (63.2) (4.9 %) 10.0 % Profit
each identified city, rather than placing a fewer number of locations within a higher number of unique cities. This also allows the Company to gain efficiencies effectively in regards to distribution
city, rather than placing a fewer number of locations within a higher number of unique cities. This also allows the Company to gain efficiencies effectively in regards to distribution, production and
% comparing to the same period last year, this is caused by followings: Consolidated financial statements Revenues 1. Total revenues from Sales and Revenues from hire of work totaling 197.10 Million Baht was
(Consolidated) Unit : Million Baht 4Q/19 3Q/20 4Q/20 %QoQ %YoY FY19 FY20 %YoY Credit card income Loan income Hire-purchase income Other income 1,878 3,077 241 969 1,529 2,616 249 864 1,563 2,525 276 639 2% -3% 11
income Loan income Hire-purchase income Other income 1,960 2,589 254 1,016 17% -0.3% -7% 54% 4,820 7,796 805 2,177 5,648 7,847 774 2,511 17% 1% -4% 15% 4,761 7,664 240 2,206 5,535 7,771 186 2,453 16% 1
focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 1Q/22
Promotion, the Lawyers Council, the Thai Chamber of Commerce, the Federation of Thai Industries, the Thai Bankers Association, the Thai Hire-Purchase Association, the Thai Retailers Association, the Thailand