percent. (5) Debt Obligation The Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at December 31, 2019, the Corporate

) Debt Obligation The Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at March 31, 2019, the Corporate Group had no

year of 47.77 percent and a decrease in loan interest payment of 42.09 percent. (5) Debt Obligation The Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with

decrease in long-term loan and financial lease liabilities due within one year of 71.22 percent and a decrease in annualized interest on loan payment of 41.34 percent. (5) Debt Obligation The Corporate Group

3.77 percent. (5) Debt Obligation The Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at March 31, 2020, the

conditions* for the following actions, which may be deemed as entering into a contract with any one or multiple creditors for the purpose of debt restructuring that has the characteristics of debt payment

sector’s growth slowed down and private investment slightly dropped. However, private consumption continued to hold up, partly due to improvements in non-farm income and government measures to support low

household purchasing power remained weak. Despite improvements of both farm and nonfarm income, households’ purchasing power is compressed by the high debt burden and the waning confidence regarding

32,845 5.6% Non-interest income 13,667 14,414 11,472 (5.2)% 19.1% 28,081 22,408 25.3% Operating expenses 13,376 12,594 12,846 6.2% 4.1% 25,970 23,925 8.5% Impairment loss of loans and debt securities 6,533

SEC Secretary-General Ruenvadee Suwanmongkol has signed off the Notification of the SEC Office regarding exemption of fees for filing the registration statement for offering of three types of debt