million and part of account receivable Baht 1,238 million). However, the Company also recorded Expected credit losses on loan purchased of receivables in accordance to present the Company’s performance on
). However, the Company also recorded Expected credit losses on loan purchased of receivables in accordance to present the Company’s performance on Cash basis. ● The Company recorded Deferred tax assets that
portfolio under defined risk appetite. Over the past year, we maintained loan concentration within an acceptable level. We have adopted credit risk management mechanisms as follows: Credit risk management
rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onward. However, a change of customer behavior to be more
and adjustment of unsecured personal loan providers after measures for controlling credit card and personal loan under supervision of the Bank of Thailand came into force September 1, 2017. Focus should
4Q/22 1Q/23 %QoQ %YoY 1Q/22 1Q/23 %YoY Credit card income Loan income Hire-purchase income Other income 1,810 2,628 267 780 1,994 2,538 255 766 1,951 2,534 240 734 (2%) 0.1% (6%) (4%) 8% (4%) (10%) (6
drawdown of loan. The Facility Agreement has term of 1 year and is in the form of a short-term credit facility agreement, of which the repayment date will be on 13 March 2020. In this regard, for the purpose
year 2018, financing cost increased THB 9 million yoy. This was due to an increase of bank loans for the acquisition of the remaining shares of the subsidiary in 1Q’18 and the subsidiary’s loan. Net
14,227 million, with expected credit losses under TFRS 9 amounted to Baht 12,812 million and remaining excess loan loss reserve totaled Baht 1,415 million at the end of 1Q21 which the Bank had gradually