working capital in business operation, sourcing raw materials, and increase Company’s production capacity. The interest rate of this loan can be divided into 3 categories as follow; 1. Funded portion at 12

fund as working capital in business operation, sourcing raw materials, and increase Company’s production capacity. The interest rate of this loan can be divided into 3 categories as follow; 1. Funded

Zahorski, managing director. They agreed that LLC Fair Expo would perform as a market maker to provide liquidity to Satang Pro Exchange, and Satang would provide credit line to LLC Fair Expo for the

BUSINESS ADVISORY COMPANY LIMITED KPM SECURITIES COMPANY LIMITED CREDIT SUISSE SECURITIES (THAILAND) COMPANY LIMITED CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK CREVELING & CREVELING FINANCIAL PLANNING

its subsidiaries companies: Company Business Relationship with AEONTS AEON Credit Service Systems (Philippines) Inc. (“AEON Systems”) System Development - AEON System is 90% owned by AFS - AEON System

Smart service business and the increase in administrative expenses. Analysis of revenues Q1’ 2020 Q1’ 2019 Increase (decrease) Million Baht % Million Baht % Million Baht % Revenues from main business EMS

Financial Service Co., Ltd. (“AFS”) of 150,000 USD, details as follows; Company Name AEON Insurance Broker (Cambodia) Co.,Ltd. Type of Business Broker Insurance Issued Shares 300,000 Shares (1 USD per share

example: Credit risk: Explanation of the key risks of the issuer that may not be able to make repayment of the principal or the payment of interest, such as: the business and results of the operation of the

as income from property rental dropped 12% or 4.1 mil. baht to 30.7 mil. baht due to the decline in occupancy rate. Income from Chemical Distribution business increased marginally from 226.3 mil. baht

MARCH 2020 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2020 Page 2/20 Overview of Business Operation LH Financial Group Public Company