baht, 3.2% growth y-y. As of February 28, 2023, the Company had total cards and distribution networks as below; Number of AEONTS Cards and Networks February 28, 2022 February 28, 2023 Number of Credit

)  มีการแบ่งแยกหน่วยงานที่ให้บริการซื้อขาย (distribution) ผลิตภัณฑ์ในตลาดทุนกับหน่วยงานที่รับผิดชอบการกำหนดกระบวนการและปัจจัยในการคัดเลือกผลิตภัณฑ์ในตลาดทุนของระบบอิเล็กทรอนิกส์อย่างชัดเจน

. (1) Branch Network: Key initiatives for branch network management in the first quarter of 2018 included: - Domestic branch network: Our focus was on enhancement of service efficiency and our sales and

Automated High-value Transfer Network (BAHTNET) for Bank Customers, dated August 23, 2019, which came into effect September 2, 2019. The new rules aim to increase security and efficiency in providing funds

distribution channels to increase fee income and assets under advice. The area of Investment Banking will combine the expertise of several functions within the Group to allow the Group to offer more

expertise in the wealth management business and through the commercial banking business distribution channels to increase fee income and assets under advice. The area of Investment Banking will combine the

wealth management business and through the commercial banking business distribution channels to increase fee income and assets under advice. The area of Investment Banking will combine the expertise of

the year in which export branded sales excluding LQSF grew up, after dropping in the first three quarters.  Export CMG sales decreased c.45% YoY, since there was some customer ending the distribution

business by capitalizing on capital market group’s expertise in the wealth management business and through the commercial banking business distribution channels to increase fee income and assets under advice

capital market group’s expertise in the wealth management business and through the commercial banking business distribution channels to increase fee income and assets under advice. The area of Investment