in the myAIS application, the migration of existing mPay e-wallet users, the increase number of merchants through the AIS Serenade program, and increase in top-up channels through the AIS Refill-On

% primarily due to sales growth outpacing cost growth and improved operational efficiencies. Consequently, gross profit was up 38.2% YoY from THB 496mn to THB 685mn. Gross profit margin considerably increased

ratio to 44.5% from 39.6%. Overall Gross profit was up 13.5% YoY from THB 591mn to THB 670mn, while Gross profit margin decreased to 55.5% (prior year: 60.4%). In light of the ongoing expansion, selling

4Q2019, CPO price climbed up to 33.94 Baht/kg., rose by 10.93 Baht/kg. or 48% primarily caused by a fallen domestic CPO inventory from 319,000 tons in 4Q2019 to 170,000 tons in 1Q2020. In 1Q2020, methyl

to provide full services, and implementing a voluntary leave without pay scheme, initially for management but also later opened up to all employees. Maintaining a strong liquidity position has been a

million IDs, mainly from Bangkok 31%, and in up-country 69%. Covering networks nationwide, the Company has 101 branches, 411 ATMs, and 6,483 member dealers to provide quality financial services to AEON

trial); (3) procure an efficient market surveillance system which shall include at least the following requirements: (a) an information recording system that provides accurate and up-to-date unique

by rising credit costs. These tighter lending conditions significantly affected domestic car sales, particularly in the pick-up truck segment, which traditionally relies heavily on availability of

finance cost/income tax/others 440 214 345 (22%) 61% Net profit 2,776 2,326 2,822 2% 21% Excluding non-recurring items 2,776 2,151 2,822 2% 31% Earnings per basic share (THB) 0.62 0.52 0.63 2% 21% Excluding

excluding the release of excess loan loss reserve, credit cost amounted to 2.40% of average loan with increase partly due to the provisions for loan commitments and financial guarantee based on TFRS 9. Basic