slowed down. In addition, Thai economy still faces external risk such as trade war between US and China and global economic uncertainty. As of August 31, 2019, the Company’s total cards reached 8.75
4Q2019, the overall economy of Thailand is still likely to slow down from both internal and external factors including the decline in agricultural product prices and the lower purchasing power of the
. • Net profit margin in Q1/2020 dropped by 15.0% from Q1/2019 as a result of the slow down in dessert café sales in Q1/2020 while SG&A expenses did not change significantly as the cost-saving plan will be
accounts payable. Unbilled Payables decreased by 121.5 MB, representing a decrease of 17.0%. The reason is that the delivered projects in Q2–2020 had been slowed down because of the ongoing outbreak of COVID
be carried out according to the measures laid down, the situation can be resolved, and the economy could recover. The Company has been monitoring the situation closely and has launched several policies
due to COVID-19 and lock down business. Net profit was mainly contributed by continued growth of bad debt recovery and efficiently control the operation cost and funding cost. 6 2. Financial Status
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