and international economic situation, political situation, household debts as well as demand-supply imbalance. In Q2/2019, the LTV (Loan to Value) measures are enforced. Business operators thus need to

liabilities increased by Bath 179.47 million due to; a. An increase in short - term loan from financial institutions (promissory note) at the amount of Baht 142 million for the Company’s working capital and

institutions to develop projects in 2018, therefore, the amount of loan has increased 630.68 million THB or 10.30% i.e. from 6,122.79 to 6,753.47 million THB. 2. The account payable and other creditors increased

, personal loans business, and non-performing loan management business was the important main factor driving the Group's overall performance to continue growing compared to the previous year. For the Company's

subsidiaries’ financial cost from loan and permission note were Baht 16.89 million or decreased from the same period of previous year by Baht 1.18 million or 6.57% due to the interest rate was decreased and

4 The Company and its subsidiaries’ financial cost from loan and permission note were Baht 16 million or decreased from the same period of previous year by Baht 3 million or 16% due to the interest

นโยบายเครดิตส าหรับกลุม่ธุรกิจเฉพาะ (Sector- specific Credit Policy) การทบทวนเกณฑ์การพิจารณาคู่ค้าและจรรยาบรรณคู่ค้าโดยเน้นเร่ืองการรักษาความปลอดภยัและความเป็น สว่นตวัของข้อมลูลกูค้าและข้อมลูธนาคารให้มาก

principle amount/ par value per unit/offering price per unit etc. Credit Rating………………………………………………………………….. Financial Adviser……………………………..……………………….…….. Underwriter……………………….…………………………..……….……… Representative

largest amount outstanding during the period covered, the amount outstanding as of the latest practicable date, the nature of the loan and the transaction in which it was incurred, and the interest rate on

” means: (a) a commercial bank, finance company or credit foncier company under the law governing financial institution businesses; (b) an insurance company under the law governing non-life insurance or