coverage ratio (DSCR) remained strong at 5.59 times.

resilience to economic conditions. During the COVID period, JMART had a very strong business group including JMT and Singer. 2. Adaptive Expectation The management has Lock down anticipated and ongoing

, quick response, and strong public health system. Recently, the Global COVID-19 index (GCI) ranks Thailand as the second highest recovery rate of COVID-19 pandemic, and praised by WHO and international

increasing in payable for purchase of fixed assets following to the progress of Tubma Reservoir Development project and Debt service coverage ratio (DSCR) remained strong at 4.61 times.

, the decrease of Availability Payment profile as specified in the PPA is the key reason of the decrease in Normalized Share of Profit from GHECO-One. Nevertheless, GHECO-One still provide a strong cash

returns to shareholders. We place importance on maintaining strong financial health and flexibility to pursue future growth. Our dividend policy is to pay a minimum of 70% of net profit. By preserving cash

committed to driving long-term growth while delivering returns to shareholders. We place importance on maintaining strong financial health and flexibility to pursue future growth. Our dividend policy is to

-spending credit card customers with strong repayment capacity. The personal loan receivables of 43,069 million baht remained stable, due to more customers participating in debt restructuring loan program

เพิม่พืน้ทีใ่หเ้ชำ่ส ำหรับรำ้นคำ้ใหม่ๆ โดยเบือ้งตน้คำดว่ำ พื้นที่จะเพิ่มขึ้นประมำณ 2,000 ตร.ม. ต่อแห่ง รวมถึงปรับปรุงพื้นที่เดิมเพื่อ น ำเสนอ Destination Concept ในศนูยก์ำรคำ้ อำท ิFood Destination และ Co

power business. Having a strong intention to carry on its power generation business with accountability to the society, environment, and stakeholders, EGCO has set a new vision: “To be a major sustainable