increased in sales revenue, at the same time the company and its subsidiaries recorded allowance for doubtful accounts totaling 126 million baht, compare to 2017 of 99 million baht, respectively due to higher

selling expenses of the Company are slightly the same as the previous year and also slightly increased Baht 0.8 million or 0.7 percent. page 4/6  Administrative expenses Administrative expenses for the

revenue of 5,651 million baht, an increase of 5 million baht, which was at the same level as last year. In the third quarter of 2019, credit card revenue was 1,897 million baht, a decrease of 17 million

enhancements benefitting both the top and bottom line as we expect 2020 to be a more successful year” 2. Outlook Economic growth was approximately 1.6% in Q4 2019 compared to the same period last year with

Million and decrease financial cost of Baht 43.8 million from same period last year.  As of the end of 3Q2017, we had Baht 7,589.7 million of Net Interest-Bearing Debt. Our Net Interest-Bearing Debt to

from that of the same period of last year. Major Developments in 9M17 • Approved in the EGM 1/2016, in 1H17 the Company acquired 60% stake in NVD, previously called Daii Group Plc. (‘DAII”), through the

evenly distributed to the middle and low-income population. At the same time, the government launched a variety of tax and non-tax measures to boost household spending, particularly near the end of the

novating M&E accounts payable to long term loan from financial institutions totaling of Baht 13,619 Million which is the same amount that the Company has the obligation. This novation has no effect to the

where the business operator is acting for several lenders who are ready to lend the same securities at the same time. Clause 8. In the case where the business operator is the custodian for of the

for several lenders who are ready to lend the same securities at the same time. Clause 8. In the case where the business operator is the custodian for of the securities of the customer and wishes to