revenue from condominium sales of 797.40 Million Bath, which is decrease by 1,430.16 Million Bath or down by 64.20% due to the reduce number transfer of condominium ownership revenue recognition than the

contract was due. 3) Considering more credit tightly and following up on debts closely, this is to prevent incurring bad debts that may be occurred in the near future. 4) Taking care our employees, the Group

and condominiums in comparison with the same quarter of 2019, due to the strict control from Bank of Thailand regarding additional conditions of loan provision for the purchase of real estate and the

in the average cost of sales per unit. Also, the volume of batteries sold decreased due to higher competition in the battery industry. The Company’s total cost of sales decreased by THB 676.88 million

quarter of 2020 were Baht 177 million, a decrease of 17 percent compared to the third quarter of the previous year, mainly due to a decrease in the market share of the Company. 1.2 Fee and Service income

348.8 MB respectively, equivalent to 50.8% and 63.8% respectively of the total Liabilities. Current Liabilities as of year 2019, mainly due to an increase of debt under trust receipt. 2. Non-current

or down by 30.44% Due to the Rich Project Avenue @ Damrongrak Completed construction And can transfer income recognition in the year 2020. Real Estate Costs For the three-month period of 2020, the

declined because of high employee benefit expenses and utility costs last year. In 2019, the high employee benefit expenses were due to an amendment of a labour protection law that employees were entitled to

6.70 percent from the same period of last year. The decrease came from non-interest income which fell Baht 2,871 million, or 19.00 percent, due to cancellation of funds transfer fees via digital channels

and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME