, the impact from the spread of COVID-19 affected the debtor’s ability to repay which linked to a lower interest income – part of fully received, the proportionate of interest and operating expenses

Other Operating Expenses 15,851 15,224 627 4.12 15,647 204 1.31 Impairment Loss on Loans and Debt Securities 10,626 9,133 1,493 16.36 8,721 1,905 21.85 Net Profit (attributable to equity holders of KBank

. Working capital in production - Improvement of machine and equipment production line and also used as working capital for the production of plastic bags including operating expenses 96.36 - Year 2017 - 2019

as working capital for the production of plastic bags including operating expenses 96.36 - Year 2017 - 2019 - Working capital in Flexible Packaging Business which the main raw materials are film

million mainly from the balance of US dollar debt and payables while THB and VND were appreciated against US dollar in this period; and • Non-operating expenses of Baht 135 million, primarily from 1) a non

debt and payables while THB and VND were appreciated against US dollar in that period; and • Non-operating expenses of Baht 411 million, primarily from 1) a non-cash item of Baht 221 million is an

third quarter of 2016 and 2017 were 6,496.1 million baht and 6,687.3 million baht respectively, increased by 2.9 percent while total operating expenses increased from 5,629.6 million baht to 6,797.7

sale of properties for sale were Baht 307 and 226 million respectively, which decreased 26.4% due to the downturn of real estate sector Other operating expenses Unit: Baht in Million Q1/2019 Q4/2019 Q1

operating expenses Unit: Baht in Million Q1/2019 Q4/2019 Q1/2020 % Inc. (dec.) yoy qoq Other operating expenses 881 1,169 681 (22.7) (41.7) Employee expenses 464 598 391 (15.5) (34.5) Directors’ remunerations

sales mix of lower gross margin products sold through online channels. The Company has implemented measures to control its operational costs such as overtime compensation, associate’s sales incentive