integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial
Risk Management Liquidity in the financial markets both at home and abroad tightened, especially at the end of the quarter as investors heavily sold off various assets and shifted to hold more cash
Management Overall liquidity in the Thai banking system tightened slightly in the second quarter as loans increased at a faster pace than the rise in deposits. Nonetheless, liquidity in the overall banking
management continued resulting in controlled network OPEX. SG&A rose in the quarter to support customer acquisition and the one- time expense of Bt134mn on withholding tax. As a result, normalizing the one
also held by the upper one more than the same ratio thereof; (5) a juristic person in which the persons under (1), (2), (3) or (4) have the controlling power over its business. “offering new shares at
examination of the overall financial position and risks of members, which at least regularly evaluates and monitors their financial position, financial stability, and risk management systems, and shall
) should be in line with the policy and management of enterprise risk and should contain the following matters at a minimum: (1) identification of IT-related risks; (2) assessment of risk which covers
percent owing to seasonality. Given our funding cost management appropriate for the prevailing risk in a fragile business environment, KBank maintained key financial ratios at levels consistent with our
, 2018, ASM’s assets under its management were valued at USD 1,400 million. As for experience regarding the publishing and advertising business which is in line with the Company’s business is as follows