Discussion & Analysis Q3/2020 1 Generating new revenue streams from the sales of After You’s products and consignment products from other suppliers under the name of ‘After You Marketplace’, which allocates a

manufacture and 3rd party’s products for distribution prove their successfulness in generating incremental sales and gross profits to the Group, creating stable income sources with growth potential and

from creating confidence among all shareholders and stakeholders, it is instrumental in making KBank a Bank of Sustainability. KBank thus undertook a number of activities with a focus on efficient

%, mainly due to decreasing of advertising and promotion expenses by Baht 7.83 million because in this year, the Company focuses on internal marketing by creating customer satisfaction. Administrative

results in creating, altering, transferring, reserving or extinction of client’s right in his/her own asset, without or fail to comply with instruction or consent in writing from the client or any person

act which results in creating, altering, transferring, reserving or extinction of client’s right in his/her own asset, without or fail to comply with instruction or consent in writing from the client or

derivatives broker shall submit clients in accordance with the rules specified in the notification of the SEC Office. Clause 5. Derivatives broker shall not engage in any act which results in creating, altering

million because in this year, the Company focuses on internal marketing - creating customer satisfaction by providing incentive for the successful branches. Administrative expenses For the 3 months period

overseen by experts, all aimed at creating an illusion of trustworthiness. In addition, the SEC continues to prevent investment scams in various manners, as follows:           (1) Posting on the

: (1) creating level playing field of the digital asset market; (2) reducing burdens for all parties involved such as digital asset business operators, issuers, and investors; and (3) supporting the