beverages grew 4.0% YoY. Total personal care continued to grow 6.4% YoY, of which CLMV markets grew 31.6%. Overall international business grew 8.6% at constant FX rate, driven by CLM. OEM-glass bottles sales
’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in
ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum since August 1 last year as well as the announcement of temporary lockdown in July and
focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 1Q/22
through secondment program and training program among members and through collaboration with external parties.ACMF expressed its gratitude to the Asian Development Bank (ADB) for its support in providing
opportunity to express our gratitude for the collaboration and contribution from the CMDF, the CMDF Digital Infrastructure Co., Ltd., the ThaiBMA, business operators including securities companies
about true economic empowerment and gender equality. Rather, it requires the establishment of mechanisms that foster an enabling environment and equal opportunities for all. We express our gratitude to
appreciation towards the end of the quarter. Regarding movements of domestic interest rates, some investors expected that the key policy rate would soon be on an upward trend after the Monetary Policy Committee
recorded slower growth from the same period of last year. The weakness was mainly attributed to dwindling exports hampered by the US-China trade war, the Thai Baht’s appreciation and global economic slowdown
, reaching 89.6% of GDP in the second quarter of 2024. This continues to pressure the growth of personal loans, particularly unsecured loans offered by both commercial banks and non-bank financial institutions