2023 ADVICE - MD&A_En Total Revenue amounted to THB 13,524.76 million decreased by 6.05% Gross Profit amounted to THB 1,181.34 million decreased by 3.89% Net Profit amounted to THB 170.25 million

reported its 2017 consolidated net profit at THB 13,568 mn, an increase of 46.8% from the same period in the previous year (YoY). Total revenues stood at THB 34,594 mn, an increase of 18.3% YoY. Excluding

) -45% 10% Profit attributable to owners of parent 1,168 (1,546) 214 -82% 114% Basic earnings per share (Baht) 0.85 (1.12) 0.16 Note: 1/ EBITDA from Refinery Business of the Company, BCP Trading Pte. Ltd

consolidated net profit of the Bank and subsidiaries for 1Q20 totaled Baht 1,484 million, an increase of 20.8% from Baht 1,228 million in 1Q19. The consolidated comprehensive income for 1Q20 totaled Baht 799

(0.08) (0.08) Gross Margin -101% -45% Net Profit Margin -254% -96% Financial Performance for the 9 months ended Sebtember 30, 2019 (Unit : Millon Bath) 2019 2019 Inc/(Dec) % Construction income 218.48

254% 317.0 152.5 164.5 108% Unit: Million Baht For three-month period For nine-month period ended 30 September Ended 30 September 2018 2017 Increase/(Decrease) 2018 2017 Increase/(Decrease) Gross profit

) Gross Margin -101% -45% Net Profit Margin -254% -96% Financial Performance for the 9 months ended Sebtember 30, 2019 (Unit : Millon Bath) 2019 2019 Inc/(Dec) % Construction income 218.48 116.33 102.15

acceptable risk level, which has resulted in its satisfactory financial status, liquidity, and profit growth. This has helped the Company earn trust and confidence from banks and financial institutions in

greatly 308 Million baht or 86%. The rise was primarily contributed by property business. The gross profit from property business in Q3 2017 was recorded 290 Million Baht or 21% of revenue from property

greatly 248 Million baht or 71%. The rise was primarily contributed by property business. The gross profit from property business in Q3 2017 was recorded 290 Million Baht or 21% of revenue from property