Realty and Industry Public Company Limited would like to explain the operating result for the 2nd quarter and six months period ended June 30,2018 compare with the same period of the previous year as

NEP Realty and Industry Public company Limited would like to explain the operating result for the 3rd quarter and nine months period ended Soptember 30,2018 compare with the same period of the previous

financial statements for the three-month period ended 31 March 2019 and 2020 Revenues Q1/20 Q1/19 Change +/(-) Revenue from hotel operations 232 367 (36.9) Revenue from property development operations 238 115

Thai economy and automotive industry in Thailand that was resulted from the impacts of the COVID-19 outbreak. Also, several car factories temporarily shut down causing the decrease in the volume of

LIMITED CEYE: Chamni's Eye Public Company Limited CFRESH: SEAFRESH INDUSTRY PUBLIC COMPANY LIMITED CGD: COUNTRY GROUP DEVELOPMENT PUBLIC COMPANY LIMITED CGH: COUNTRY GROUP HOLDINGS PUBLIC COMPANY LIMITED

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

V3 12/05/63 0 V3 12/05/63 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in the First Quarter of 2020 The Thai economy in the first quarter of 2020

years. The main factors that contribute to the rate hike are to curb financial stability risks and to start building policy space. In the auto industry, expansion continued during 2018 with total number

contribute to the rate hike are to curb financial stability risks and to start building policy space. In the auto industry, expansion continued during the 11 months of 2018 with total number of car sales at

driven by lower sales of matured branches in conjunction with the slowdown in the country’s economic conditions and competitive landscape in the industry. However, revenues from branches in the ramp-up