the second half of the year. However, government expenditure was slightly decline as well as the contraction on agricultural and construction sector. The Thai economy in 2018 is expected to expand more

2020 1. The Recovery of Traveling Trips After the government relief measures for the outbreak of COVID-19, the traveling trips both in traffic and ridership volume increased significantly. In this

project values than the previous quarter. This was partly due to the expansion of government investment expenditures regarding the distribution of transportation agencies. Many IT projects have been

% in the first quarter of 2023 (%YoY) as a result of a slowdown in private investment and exports as well as a decline in public investment and government spending due to the delay in the new government

6.70 percent from the same period of last year. The decrease came from non-interest income which fell Baht 2,871 million, or 19.00 percent, due to cancellation of funds transfer fees via digital channels

4,373.87 31.80% Cost of sales and services 1,420.50 2,060.70 1,405.95 1.03% (31.07%) 5,689.39 4,008.09 41.95% Gross profit (113.70) 46.01 108.37 (204.93%) (347.12%) 75.53 365.78 (79.35%) Other income 1.23

million in net profit, increasing Baht 151 million or 1.40 percent over-quarter. The increase came from net interest income, which rose Baht 671 million, or 2.83 percent. Net interest margin (NIM) was equal

- (4.9) (6.8) 38.8% N.A. (1.4) 5.1 N.A. Other income 2.9 4.7 4.9 4.3% 69.0% 22.0 18.2 (17.3%) Profit before expenses 502.1 414.5 269.4 (35.0%) (46.3%) 1,452.9 1,153.6 (20.6%) Administrative expenses (106.9

result, Private investment has declined dramatically while the Tourism sector has not yet recovered. The overall economic support comes from the government spending. Both fixed expenses and capital

margin 17.05% 16.36% Other income 0.10 3.51 (3.41) -97.04% Selling expenses 1.41 1.78 (0.36) -20.35% Administrative expenses 27.85 22.39 5.46 24.37% Earnings before interest and tax 40.15 36.83 Finance