every finished product and crude oil price crack spreads, with supporting factors ranging from the maintenance of various refineries in North Asia, as well as concerns over supplies tightening after the

2,999,993,000 100% ACSA 100,000 100,000,000 3.33% 0 0 0% AEONTS 100,000 100,000,000 3.33% 0 0 0% ACSM 100,000 100,000,000 3.33% 0 0 0% Other Individual Investors 7 7,000 0.00% 7 7,000 0% Total 3,000,000

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the

extended our aspiration to become the most-preferred platform that can meet customers’ needs in every aspect of their lives. All of these endeavors aim to understand and anticipate each individual customer’s

” concept. All of these endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept, and to provide smart, personalized financial and life solutions to the

Year of 2018 WHAUP finished our 2018 with the record high Net Profit of Baht 2,251.9 million, a 13.7% increase from 2017 with Normalized Net Profit of Baht 2,267.8 million, a 61.2% increase from 2017. 1

% 3% Note: 1 Acquired in August 2015. Construction Material Business Performance of this business constitutes performance of manufacturing and sales of construction materials, e.g. finished fences

Performance of this business constitutes performance of manufacturing and sales of construction materials, e.g. finished fences, aluminum products, etc., which is one of NVD’s businesses. The business has been

. In Q4/18, the Company had financial cost of THB 47.3mn, an increase of THB 47.1mn from THB 0.2mn in Q4/17 due to the interest from loan for acquiring KPNL’s property which are finished projects and

First Quarter of 2019 WHAUP finished our 1Q2019 with a Net Profit of Baht 424.2 million, a 40.8% decrease from 1Q2018 with Normalized Net Profit of Baht 394.2 million, a 15.3% decrease from 1Q2018. 1