decrease of 36%. The Company's total assets were recorded at THB 49,796 million, with total liabilities of THB 31,247 million and total shareholders' equity of THB 18,549 million. Debt to Equity Ratio (D/E
Percentage 1Q17 2Q17 3Q17 4Q17 2017 1Q18 Loan growth 1.3 2.8 0.2 4.8 9.3 5.7 NPLs/ Total Loans (excluding interbank) 5.6 5.8 5.6 5.0 5.0 4.7 Total loan loss reserve/ Total NPLs (coverage ratio) 110.0 104.6
subsidiaries Percentage 1Q17 2Q17 3Q17 4Q17 2017 1Q18 Loan growth 1.3 2.8 0.2 4.8 9.3 5.7 NPLs/ Total Loans (excluding interbank) 5.6 5.8 5.6 5.0 5.0 4.7 Total loan loss reserve/ Total NPLs (coverage ratio
higher than the year 2017. Debt to Equity Ratio In 2018, the Company had a ratio of debt to equity was 0.27 times a little lower than the year 2017 having 0.29 times which showed that the proportion of
administrative expenses as a percentage of revenues represented 38% in the first quarter of 2018, decreasing from last year. - Bad debt and Doubtful accounts In the first quarter of 2018, the Company posted bad
Sheet but also provides it the necessary resources to pursue its inorganic growth strategy. The net debt to equity ratio has reduced to 0.80 despite acquisitions completed in the first three quarters of
the holders of a certain percentage of the debt securities have instructed the representative to take certain action. 4. Disclose whether the representative may also require indemnification before
earnings. Debt to Equity Ratio The interest-bearing debt of the Company stood at THB 5,551.9mn while cash and cash equivalents stood at THB1,618.8mn. As a result, the debt to equity ratio1 was 0.79times as
ตดัจ าหน่าย (interest bearing debt to EBITDA ratio) (เท่า) 7.24 11 ความสามารถในการช าระภาระผกูพนั (debt service coverage ratio : DSCR) (เท่า) 0.34 12 หนีส้ินรวมต่อสว่นของผูถื้อหุน้รวม (debt to equity : D
ตดัจ าหนา่ย (interest bearing debt to EBITDA ratio) (เทา่) 8.50 11 ความสามารถในการช าระภาระผกูพนั (debt service coverage ratio : DSCR) (เทา่) 0.41 12 หนีส้ินรวมตอ่สว่นของผูถื้อหุน้รวม (debt to equity : D