follows. Overview The Thai economy in the first quarter of 2019 expanded by 2.8%, compared to a growth of 3.6% in the previous quarter, according to data from Bank of Thailand and NESDB. This was mainly

Revenues In the first half of fiscal year 2018, the total consolidated revenues were 10,110 million baht, showing an increase of 1,180 million baht or 13% y-y. In second quarter of 2018, the Company’s

and Wisdom Tree which was Baht 23.80 million and Baht 1.57 million respectively. 2. The Operating Results Analysis For the first 9 month of 2018, ended 30 September 2018 The operating results of the

, 2018. This can be categorized by business type as follows: credit card receivable 36,997 million baht, increasing by 7% y-y; loans receivable 42,490 million baht, increasing by 7% y-y; hire purchase

the gross profit margin mainly results from the increase in cost of sales and services of the human resources expenses and the reallocation of expenses type in Q3 which used to be categorized in SG&A

since real estate business is the significant driving force of the economy. The government has thus issued measures to boost the real estate market i.e. tax deduction of up to 200,000 THB for first time

maintain financial flexibility amidst of crisis as well as long term sustainable growth as follow In the first quarter of 2020 (1Q2020), Central Retail Corporation Public Company Limited and its subsidiaries

of 530 million baht or 2.12 baht per share, decreasing by 46% y-y. The financial performance can be summarized as follows. Overview The Thai economy in the first quarter of 2020 contracted by 1.8

, and representing 13% of total company customers. Summary of Consolidated Financial Results 1. Operating Results Revenues In the first half of fiscal year 2019, the total consolidated revenues were

619 -9% -6% -4% 4% -14% -4% 38% 6% 3,754 5,940 321 1,143 3,359 5,980 489 1,212 -11% 1% 52% 6% Total Revenues 5,664 5,656 5,384 -5% -5% 11,157 11,040 -1% 2 Revenues In the first half of fiscal year 2020