decrease in premises and equipment expenses. Cost-to-income ratio excluding loss from sale and revaluations of foreclosed assets stood at 38.4% improving from 40.2% during 1Q20. Unit: Baht million 1Q21 4Q20

the waste treatment works, but in a way, make the treatment system more efficient. The income of the real estate business has slowed down, despite that, the number of lease of properties for sale

.(Dec.) % Inc.(Dec.) Services income 128.03 79.61 (48.42) -37.82% 262.78 190.09 (72.69) -27.66% Cost of rendering of services (87.66) (56.68) 30.98 -35.34% (179.70) (133.67) 46.03 -25.62% Gross profit

other receivables and contract assets decreased by THB 21.81 million in line with the decrease in services income from digital content services. Total liabilities Total liabilities were mainly consisted

, respectively. The loss was higher than 2019 due to the reduction of the company’ s total income as mentioned above. Summary of the financial status as ended 31 March 2020 Total Assets As of 31 March 2020, the

income 25.33 31.38 -6.05 -19.3% Total revenue 3,319.23 3,407.57 -88.34 -2.6% Cost of goods sold & service 2,882.47 2,893.97 -11.50 -0.4% Selling & distribution expenses 67.77 66.05 1.72 2.6% Administrative

80.2 million baht, decreased 7.3 million baht or 9.1 percent. The company reported loss for Q1/2019 of 2.5 million baht compared with reported loss for Q1/2018 of 2.2 million baht. (1) Service Income

million baht or 4.2 percent. The company reported loss for Q1/2018 of 2.2 million baht compared with reported loss for Q1/2017 of 1.8 million baht. (1) Service Income – waste treatment business (Disposal

submit herewith explanation and analysis of the Management as follows. 1. Income, gross profit, net profit Unit : Million Baht 1. Income 2019 2018 2017 Increase (decrease) 2019-2018 1.1 Construction

household income were decreased, together with household debt that remained stay in high level, therefore it caused the decrease of household sector’s purchasing power continually. While the investment of