September 30, 2018, primarily due to an increase in retained earnings during the period. • As a result of the foregoing, net interest-bearing debt to equity ratio increased from 1.4 times as of December 31
underwriting amounted to Baht 7.95 million, an increase of Baht 16.08 million, as the ratio of net claims (less claim recovery from reinsurers) over earned premium during the same period last year decreased from
decrease of revenue 93.93 million Baht from the same quarter of last year which had total revenue equivalent to 246.45 million Baht, and it represented a decrease by 38.11 percent ratio. The main reason due
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