due to resumption of own operations. • Other payables and accrued expenses decreased by Baht 789 million mainly due to Compromise Agreement signed by the Company with a Creditor and the reclassification

education system. Dusit Hospitality Management College (DHMC) is already opened in Manila, the Philippines in 3Q19, however it is still in the early stage of business that is required some time for operations

and Operations Director: Mr. Abdy Dharma Salimin  Finance Director: Ms. Lea Setianti Kusumawijaya  Wholesale Banking Director: Mr. Darwin Wibowo  Legal and Compliance Director: Ms. Dhien Tjahajani

ข้อมูลที่มีความส าคัญ ข้อ 21 ผู้ประกอบธุรกิจต้องมีมาตรการรักษาความมั่นคงปลอดภัยในการปฏิบัติงาน ที่เกี่ยวข้องกับระบบสารสนเทศ (operations security) ตามหลักเกณฑ์ดังต่อไปนี้ (1) ก าหนดขั้นตอนการปฏิบัติงานที่

the subsidiary. Trade accounts payable of the Company increased by Baht 315 million due to resumption of own operations.  Short-term loan from related parties decreased by Baht 458 million. Mainly from

2019 to Baht 66,901 million during 1Q20. The SET index at the end of 1Q20 closed at 1,125.86 points, decreasing by 28.7% from 1,579.84 points at the end of 2019. 4 Overall Business Operations The

period last year. Liquidity ratios As at June 30, 2020, the liquidity of the Company and its subsidiaries was considerably appropriate for its operations and had strong financial position. As at June 30

beginning of April 2020, all 9 local and overseas owned hotels as well most of hotel management temporarily suspend its operations in response to COVID-19 following with country-specific governmental

-2495-1366 Website: www.kkpfg.com http://www.kiatnakin.co.th/ 2 Overall Business Operations The Bank continued to deliver solid performance during 1Q21 with the consolidated net profit of the Bank and

in 2019 to Baht 66,901 million during 1Q20. The SET index at the end of 1Q20 closed at 1,125.86 points, decreasing by 28.7% from 1,579.84 points at the end of 2019. Overall Business Operations The