million or 40% from Q3/2022, corresponding to the increase in sales revenue, as well as the decrease in costs from higher production volumes and in economies of scale. • Gross Profit Margin in Q3/2023 was

cafés as well as the Company's ability to manage costs effectively. EBITDA margin in 2023 was 31.8%, slightly decrease from 2022. E B I T D A a n d E B I T D A M A R G I N : Q 4 / 2 0 2 3 K e y F i n a n

liabilities and license payable) was at 2.5x decrease from 2.9x in FY23 due to improving EBITDA and lower debt. Total equity was at Bt85,388mn, decreasing by -5.8% due to a decrease in retained earnings

and can reduce the financial cost. Also, the Company foresee the growth of Biodiesel industry as the government support this kind of business as it is a clean renewable energy compare to diesel. This

fair, efficient and transparent; and the reduction of systemic risk.3 Quality and integrity of the credit rating process CRAs should endeavour to issue opinions that help reduce the asymmetry of

, and fund purchasing. 3.3 LH Bank PromptPay Service is a new transfer service for reduce the cash using and easy financial transferring which requires transferees to link their national ID or mobile

implementing plan to Digital Economy which the bank give the prioritize to promote the product innovation development and digital financial service for helping customers’ save traveling time, reduce their

Digital Economy which the bank give the prioritize to promote the product innovation development and digital financial service for helping customers’ save traveling time, reduce their expenses and service

responsibilities for interim employment etc. [M] Segregation of Duties. Objective Segregation of Duties have an objective for a cross-check system among the personnel in computer division which reduce the

Duties. Objective Segregation of Duties have an objective for a cross-check system among the personnel in computer division which reduce the infrastructure risk. Compliance Guideline o Segregating l the