system’s remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit

recognized a provision of employee benefit for retirement amount THB 116 mn including GLAND retroactive adjustment amount THB 15 mn which are classified under administrative expenses. • In 1Q19, CPN sold a

entered into commercial loan transaction during the period. Employee benefits rose by 234.0 million baht due to the new provision standard of employee benefits impacted from the change in Thai Labor Act on

including accrued bonuses, advertising and promotional expenses and effective management of expenses during the COVID-19 pandemic. Expected Credit Losses To allocate a provision in accordance with Thai

appraiser obtaining the approval from the SEC Office under this Notification as long as the previous approval period is remaining or until 31 March 2013, whichever comes later. The provision under the first

rating, currency, time to maturity '-(1 7 1 .. 54 50 4% ' # settlement risk #%"#1-2 6%33#' DVP (delivery versus payment) (.* % ' # settlement risk "1"' trade date 1. * +,R&.K$1 $E* &') !+, 01

information to the Office, the Stock Exchange of Thailand and the unit holders. Such duty shall include the delivery of the trust’s annual report to the unit holders along with the notice of the annual general

องค์กร (Value Delivery) • มีการจัดการความเสีย่งอย่างเหมาะสม (Risk Optimization) • มีการจัดการทรัพยากรทางด้านสารสนเทศเพื่อให้ได้ประโยชน์สูงสุด (Resource Optimization) • มีการจัดการด้านความมั่นคงปลอดภัย

คา่หุ้นทีตราไว้หุ้นละ 1 ดอลลาร์สหรัฐ คณะกรรมการบริษัท 1. Mr. Murray D. Wikol 2. Mr. Lalit Kumar ผู้ถอืหุ้น 1. Sakthi American Corporation ในสดัสว่นร้อยละ 50.00 2. ProVision, LLC, holding ในสดัสว่นร้อยละ

สหรัฐ คณะกรรมการบริษัท 1. Mr. Murray D. Wikol 2. Mr. Lalit Kumar ผู้ถอืหุ้น รายชือ สดัส่วนร้อยละ 1. Sakthi American Corporation 50.00 2. ProVision, LLC, holding 50.00 เอกสารแนบ 1 22 5. มูลค่ารวมของสิง