directors to be the highest level responsible person in the management of a company. “head of department” means a person responsible for the work in the departmental level of a company. “branch manager” means
resources to achieve the best business benefits, including the proposal of work expansion plan to the leading media business group in the Republic of Vietnam in October 2017. Nevertheless, Blue Finix was not
achieve the best business benefits, including the proposal of work expansion plan to the leading media business group in the Republic of Vietnam in October 2017. Nevertheless, Blue Finix was not able to
document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and services
subsidiaries which are comprised of PHATRA, PTSEC and PASSET. Both the commercial banking business and the capital market business work closely together in order to achieve combined results in the three business
operated by the Bank and capital market business operated by its subsidiaries which are comprised of PHATRA, PTSEC and PASSET. Both the commercial banking business and the capital market business work
and capital market business operated by its subsidiaries which are comprised of PHATRA, PTSEC and PASSET. Both the commercial banking business and the capital market business work closely together in
commercial banking business and the capital market business work closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2
impacts of the situation. In 2020, the Company has initiated Organizational Transformation project which emphasizes on increasing operational efficiency and work process whereby the Group CEO also assumes