system will be able to continue to support the quality of loans in the system. Fee income from fund transfers in 2017 will be impacted by the government's National e- Payment scheme to encourage a

in March 2019. • Electricity price sales to EGAT increased 7.6% y-on-y in Q2’2019 and 10.2% y-on-y in 6M’2019 to 3.24 Baht/kWh because the energy payment is generally adjusted to reflect changes in

6,273 (3.1)% 3.0% 13,133 12,492 5.1% Directors’ remuneration 46 35 46 31.4% - 81 80 1.3% Premises and equipment expenses 2,960 2,223 2,916 33.2% 1.5% 5,183 5,107 1.5% Taxes and duties 833 862 863 (3.4

% mainly due to increasing dentist remuneration, rental expense, depreciation-medical equipment and incentive by Baht 9.44 million, Baht 1.63 million, Baht 1.65 million and Baht 1.99 million, respectively

year by Baht 18.14 million or equivalent to 6.69 % mainly due to increasing dentist remuneration, rental expense and depreciation-medical equipment by Baht 15.15 million, Baht 2.82 million and Baht 2.82

Management’s Remuneration* 49.02 1.03 40.07 0.93 8.95 22.34 Total Selling and Administrative Expenses 636.84 13.41 570.39 13.17 66.45 11.65 Remarks: * Management means the director, chief executive officer or

Administrative Expenses 402.48 9.14 389.76 9.34 12.72 3.26 Management’s Remuneration* 40.07 0.91 48.38 1.16 (8.31) (17.18) Total Selling and Administrative Expenses 642.39 14.60 630.84 15.12 11.55 1.83 Remark

Sales Million Baht % Selling Expenses 192.70 4.62 201.75 4.90 (9.05) (4.49) Administrative Expenses 389.76 9.34 377.13 9.16 12.63 3.35 Management’s Remuneration* 48.38 1.16 45.63 1.11 2.75 6.03 Total

Expenses 35.35 2.87 29.35 2.21 6.00 20.44 Administrative Expenses 112.79 9.14 116.63 8.77 (3.84) (3.29) Management’s Remuneration* 10.76 0.87 8.67 0.65 2.09 24.11 Total Selling and Administrative Expenses

), In addition, the Group have adjusted employee and management remuneration as usual every year. 3.5 Operating results The Group's net profit decreased by Baht 11.65 million or 246.30 per cent as